In Office Mortgage Underwriter Job at National Mortgage Staffing, Ohio

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  • National Mortgage Staffing
  • Ohio

Job Description

Conventional Mortgage Underwriter
Location: Painesville, OH (100% in-office, no exceptions)
Schedule: Monday–Friday, 8:00 AM – 5:00 PM
Salary: $70,000 annually + potential annual company performance bonus
Employment Type: Full-Time, Non-Exempt

About the Role
Our client is seeking an experienced Conventional Mortgage Underwriter to join their mortgage department. This position is responsible for evaluating and verifying mortgage loan applications to determine the applicant’s ability to repay, ensuring all loans meet FNMA guidelines, credit union policies, and applicable regulations. The role requires exceptional attention to detail, strong analytical skills, and the ability to communicate underwriting decisions promptly and professionally.

Key Responsibilities

  • Communicate underwriting decisions to all involved parties in a timely manner upon receipt of the mortgage file and supporting documentation.

  • Ensure all closing documents meet compliance requirements, are complete with required signatures, endorsements, or notarizations, and that files are closed within four business days of receipt.

  • Maintain strict adherence to credit union, FNMA, and applicable government standards for the mortgage industry.

  • Provide friendly, accurate, and professional service to members and associates, responding to messages and correspondence within 24 hours.

  • Review and evaluate mortgage loan documents, including 1003 and 1008 forms, trust documentation, title reports, homeowner and condo master policies, and insurance documents.

  • Approve or deny loan applications or request additional information when necessary.

  • Ensure timely and accurate preparation of documentation for the secondary market.

Qualifications

  • Minimum 2 years of experience as a manual mortgage undewriter

  • Strong working knowledge of FNMA guidelines.

  • Bachelor’s degree in Finance, Business, Economics, or related field (or equivalent work experience).

  • Proficiency with Microsoft Office and underwriting platforms such as Desktop Underwriter (DU).

  • Excellent communication skills, attention to detail, and accuracy in typing/data entry.

Additional Information

  • This position is 100% on-site in Painesville, OH — remote work is not available.

  • Candidates who have been unemployed for over 12 months due to market conditions will be considered if they meet all qualifications.

Please Note: We do not set the requirements for this role. All criteria are determined by our client and must be followed as outlined.

Job Tags

Full time, Work experience placement, Work at office, Monday to Friday,

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